@charset "UTF-8";
:root{--ink:#102f3b;--muted:#536970;--paper:#f7f8f4;--white:#fff;--line:#dce4df;--green:#146455;--mint:#e9f1e9;--gold:#d2aa62;--shadow:0 12px 45px #103b2f09;font-family:Tahoma,Arial,sans-serif;color:var(--ink);background:var(--paper);font-size:17px;line-height:1.9;font-synthesis:none;scroll-behavior:smooth;scroll-padding-top:90px}
*{box-sizing:border-box}body{margin:0}a{color:var(--green);text-underline-offset:4px}button,input{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #b78835;outline-offset:5px}img{max-width:100%;height:auto;display:block}button{cursor:pointer}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(29px,3.5vw,47px);line-height:1.6;letter-spacing:-.7px;margin-bottom:20px}h2{font-size:27px;line-height:1.7;margin-bottom:18px}h3{font-size:20px;line-height:1.8;margin-bottom:9px}p{margin-bottom:18px}.ht-wrap{max-width:1220px;margin:auto;padding-inline:28px}.ht-skip{position:absolute;top:-120px;background:#fff;z-index:50;padding:10px}.ht-skip:focus{top:10px}.ht-header{border-bottom:1px solid var(--line);background:var(--white)}.ht-header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:90px}.ht-brand{display:flex;gap:12px;align-items:center;text-decoration:none;color:var(--ink);font-size:21px;font-weight:bold;line-height:1.5}.ht-brand img{width:46px;height:46px;object-fit:contain;border-radius:50%}.ht-brand small{display:block;font-size:11px;font-weight:normal;letter-spacing:.2px;color:var(--muted)}.ht-nav{display:flex;align-items:center;gap:25px;font-size:14px;flex-wrap:wrap}.ht-nav a{text-decoration:none;color:var(--ink)}.ht-nav .ht-contact{border:1px solid var(--line);border-radius:8px;padding:6px 15px}.ht-breadcrumb{font-size:12px;padding-block:23px;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap}.ht-breadcrumb a{color:var(--muted);text-decoration:none}.ht-hero{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:center;padding-block:16px 45px}.ht-kicker{display:inline-flex;align-items:center;gap:9px;color:var(--green);font-size:13px;font-weight:bold;margin-bottom:17px}.ht-kicker:before{content:"";width:25px;height:2px;background:var(--gold)}.ht-dek{color:var(--muted);font-size:18px;line-height:2}.ht-meta{display:flex;flex-wrap:wrap;gap:7px 16px;font-size:12px;color:var(--muted);margin:20px 0}.ht-cover{margin:0}.ht-cover img{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:15px;box-shadow:var(--shadow)}.ht-cover figcaption{font-size:11px;color:var(--muted);margin-top:8px}.ht-actions{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:23px}.ht-button{border:1px solid var(--green);background:var(--green);color:#fff;text-decoration:none;padding:10px 23px;border-radius:8px;font-size:14px;font-weight:bold}.ht-button.ht-secondary{background:transparent;color:var(--green);border-color:var(--line)}.ht-takeaway{padding:24px 28px;background:var(--mint);border-inline-start:4px solid var(--green);border-radius:10px;margin-bottom:38px}.ht-takeaway strong{display:block;font-size:12px;color:var(--green);margin-bottom:5px}.ht-takeaway p{margin:0;font-size:19px}.ht-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:55px;align-items:start;padding-bottom:60px}.ht-toc{position:sticky;top:24px;border-top:2px solid var(--gold);padding-top:18px}.ht-toc h2{font-size:15px;margin-bottom:14px}.ht-toc nav{display:grid;gap:4px}.ht-toc a{font-size:13px;text-decoration:none;color:var(--muted);padding:8px 12px;border-inline-start:2px solid transparent}.ht-toc a[aria-current]{background:var(--mint);border-color:var(--green);color:var(--green);border-radius:6px}.ht-toc p{font-size:12px;color:var(--muted);border-top:1px solid var(--line);padding-top:18px;margin-top:22px}.ht-content{max-width:820px}.ht-section{margin-bottom:46px;scroll-margin-top:25px}.ht-content p{line-height:2.05}.ht-checks{padding:18px 23px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.ht-check-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:8px}.ht-check-count{font-size:12px;color:var(--green)}.ht-checks label{display:flex;align-items:flex-start;gap:13px;padding:12px 0;border-bottom:1px solid #eef0eb;font-size:15px;cursor:pointer}.ht-checks label:last-child{border:0}.ht-checks input{width:18px;height:18px;margin:6px 0 0;flex:none;accent-color:var(--green)}.ht-checks label:has(input:checked) span{color:#6d7d73;text-decoration:line-through}.ht-check-help{font-size:12px;color:var(--muted);margin:10px 0 0}.ht-progress{height:3px;background:#e3e9df;border-radius:3px;overflow:hidden;width:130px}.ht-progress i{display:block;background:var(--green);height:100%;width:0;transition:width .2s}.ht-step-list{list-style:none;padding:0;margin:0;counter-reset:steps}.ht-step{counter-increment:steps;position:relative;padding:0 64px 27px 0}.ht-step:before{content:counter(steps,decimal-leading-zero);position:absolute;right:0;top:0;width:43px;height:43px;border:1px solid #b6cbbf;border-radius:50%;display:grid;place-items:center;background:var(--mint);color:var(--green);font-size:15px;font-weight:bold;z-index:1}.ht-step:not(:last-child):after{content:"";position:absolute;right:21px;top:43px;bottom:0;width:1px;background:#cfdcd1}.ht-step p{color:var(--muted);font-size:16px;margin:0}.ht-note{background:#fff6e7;border-inline-start:3px solid #b58a47;border-radius:9px;padding:21px 24px;font-size:15px}.ht-note strong{display:block;margin-bottom:6px}.ht-note p{margin:0}.ht-errors{padding:0;list-style:none}.ht-errors li{padding:12px 24px 12px 0;position:relative;border-bottom:1px solid var(--line);font-size:16px}.ht-errors li:before{content:"—";position:absolute;right:0;color:#ac7b36}.ht-faq details{border-bottom:1px solid var(--line);padding:15px 0}.ht-faq summary{cursor:pointer;font-weight:bold;font-size:16px}.ht-faq details p{font-size:15px;color:var(--muted);margin:13px 0 0}.ht-sources{list-style:none;margin:0;padding:0}.ht-sources li{margin-bottom:10px;font-size:14px}.ht-sources a{overflow-wrap:anywhere}.ht-sources small{display:block;color:var(--muted);font-size:11px}.ht-related{border-top:1px solid var(--line);padding-block:38px 55px}.ht-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:23px}.ht-card{background:white;border:1px solid var(--line);border-radius:12px;overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--shadow)}.ht-card>a:first-child{display:block}.ht-card img{width:100%;aspect-ratio:3/2;object-fit:cover;transition:transform .2s}.ht-card:hover img{transform:scale(1.025)}.ht-card-body{padding:22px;display:flex;flex-direction:column;flex:1}.ht-card-category{font-size:11px;color:var(--green);margin-bottom:10px}.ht-card h2,.ht-card h3{font-size:20px;line-height:1.8}.ht-card h2 a,.ht-card h3 a{color:var(--ink);text-decoration:none}.ht-card p{font-size:14px;line-height:1.9;color:var(--muted);margin-bottom:18px}.ht-card-read{margin-top:auto;font-size:13px;font-weight:bold}.ht-footer{background:#102f3b;color:#d9e5de;padding:30px 0;font-size:13px}.ht-footer a{color:#fff}.ht-footer .ht-wrap{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.ht-footer p{margin:0;max-width:650px}.ht-index-head{padding:35px 0 25px;max-width:800px}.ht-index-head p{font-size:18px;color:var(--muted)}.ht-search{display:flex;gap:12px;align-items:center;flex-wrap:wrap;background:#fff;border:1px solid var(--line);padding:18px;border-radius:10px;margin-bottom:28px}.ht-search label{font-size:13px;font-weight:bold}.ht-search input{background:#f7f8f4;min-width:150px;flex:1;border:1px solid var(--line);padding:10px 13px;border-radius:7px;color:var(--ink);font-size:15px}.ht-search output{font-size:12px;color:var(--muted)}.ht-index-grid{padding-bottom:60px}.ht-empty{padding:25px;background:#fff;border:1px solid var(--line);border-radius:10px}.ht-reading-bar{position:fixed;top:0;right:0;height:3px;background:var(--green);width:0;z-index:100;pointer-events:none}.ht-inline-section{max-width:1220px;margin:35px auto;padding:28px;border:1px solid #dce4df;border-radius:14px;background:#f4f7f1;color:#102f3b;font-family:Tahoma,Arial,sans-serif;line-height:1.9}.ht-inline-section h2{font-size:25px;margin:0 0 7px}.ht-inline-section p{font-size:15px;color:#536970}.ht-inline-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 23px}.ht-inline-links a{color:#146455;text-decoration:none;padding:8px 0;border-bottom:1px solid #dce4df;font-size:14px}.ht-inline-all{display:inline-block;background:#146455;color:#fff!important;text-decoration:none;border-radius:7px;padding:10px 19px;margin-top:19px;font-size:14px} [hidden]{display:none!important}
@media(max-width:1000px){.ht-hero{gap:28px}.ht-layout{grid-template-columns:190px minmax(0,1fr);gap:28px}.ht-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ht-nav{gap:14px}}
@media(max-width:700px){:root{font-size:16px}.ht-wrap{padding-inline:20px}.ht-header-inner{min-height:110px;flex-wrap:wrap;justify-content:center;gap:12px;padding-block:15px}.ht-brand{font-size:19px}.ht-nav{font-size:12px;gap:15px;justify-content:center}.ht-nav .ht-contact{padding:4px 10px}.ht-breadcrumb{padding-block:18px;font-size:11px}.ht-hero{grid-template-columns:minmax(0,1fr);gap:20px;padding-top:5px;padding-bottom:24px}h1{font-size:29px;letter-spacing:0;margin-bottom:15px}.ht-dek{font-size:16px}.ht-meta{font-size:11px;margin:15px 0}.ht-actions{margin-top:16px}.ht-button{padding:9px 17px}.ht-cover figcaption{font-size:10px}.ht-takeaway{padding:20px;margin-bottom:25px}.ht-takeaway p{font-size:16px}.ht-layout{display:block}.ht-toc{position:static;margin-bottom:29px;padding-top:14px}.ht-toc nav{display:flex;flex-wrap:wrap;gap:5px 10px}.ht-toc a{padding:6px 9px;border:1px solid var(--line);border-radius:6px;font-size:12px}.ht-toc p{display:none}.ht-section{margin-bottom:34px}h2{font-size:23px}.ht-step{padding-right:53px;padding-bottom:24px}.ht-step:before{width:36px;height:36px;font-size:13px}.ht-step:not(:last-child):after{right:18px;top:36px}.ht-step h3{font-size:18px}.ht-step p{font-size:15px}.ht-checks{padding:15px 17px}.ht-checks label{font-size:14px}.ht-card-grid{grid-template-columns:minmax(0,1fr)}.ht-card-body{padding:20px}.ht-footer{padding-block:25px}.ht-index-head{padding-top:15px}.ht-index-head p{font-size:16px}.ht-inline-section{margin:25px 12px;padding:20px}.ht-inline-links{grid-template-columns:minmax(0,1fr)}.ht-inline-section h2{font-size:22px}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}*{transition:none!important}}
@media print{.ht-header,.ht-toc,.ht-actions,.ht-related,.ht-footer,.ht-reading-bar,.ht-skip{display:none!important}.ht-layout{display:block}.ht-wrap{max-width:none;padding:0}.ht-hero{display:block}.ht-cover{max-width:420px;margin:20px 0}.ht-content{max-width:none}.ht-step{break-inside:avoid}.ht-faq details{display:block}.ht-faq details>*{display:block!important}body{background:white;color:black;font-size:12pt}.ht-section{margin-bottom:20px}h1{font-size:24pt}h2{font-size:18pt}a{color:black}}